"Financial Literacy - Credit": HTML5 Crossword

Across

3. Can you repay the debt? (8)
4. To receive with the implied or expressed intention of returning the same or an equivalent (8)
7. To join together into one whole (12)
9. Prohibits creditors from discriminating against applicants on the basis of race, color, religion, national origin, sex, marital status, and age (22)
12. An unplanned or otherwise spontaneous purchase (16)
13. Designed to promote accuracy and ensure the privacy of the information used in consumer reports (19)
14. A report that details your use of credit and how well you have paid your debt (12)
15. Establishes procedures for resolving billing errors on your credit card and is an addition to the Truth in Lending law (17)
17. The charge for the privilege of borrowing money, typically expressed as an annual percentage rate (8)
19. The provision of money, goods, or services with the expectation of future payment (6)
20. serving to support or reinforce your loan (10)

Down

1. It is the purpose of this title to eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses. (27)
2. Information about how you handle money; work history, payments and loans (13)
5. The law is designed to protect consumers in credit transactions by requiring clear disclosure of key terms of the lending arrangement and all costs. (14)
6. Will you repay the debt? (9)
8. An amount of money borrowed and owed by one party to another (4)
10. Specific number of regular scheduled payments where interest is charged (17)
11. An agency that researches and collects individual credit information and sells it for a fee to creditors so they can make a decision on granting loans (13)
16. (Example: Credit Card) (15)
18. To give for temporary use on condition that the same or its equivalent be returned (6)